1. Acceptance of Terms

By accessing or using CapitalScope.in, you represent and warrant that:

• You are at least 18 years of age or have parental/guardian consent
• You have the legal capacity to enter into these Terms
• You will comply with all applicable laws and regulations
• You understand that our content is educational, not professional advice
• You agree to use our website in good faith and for lawful purposes

2. Use of Content

2.1 Permitted Uses

2.2 Prohibited Uses

Commercial Use: Any commercial use of our content requires explicit written permission. Contact us for licensing inquiries.

3. Intellectual Property Rights

CapitalScope.in and its content are protected by intellectual property laws, including but not limited to:

• Copyright: All original articles, blog posts, and written content
• Trademark: The Capital Scope name, logo, and branding elements
• Design Rights: Website design, layout, and visual elements
• Database Rights: Compilation and organization of content

3.1 Third-Party Content

We respect the intellectual property rights of others. If you believe any content on our website infringes your rights, please contact us with:

• Description of the copyrighted work claimed to be infringed
• Location of the allegedly infringing material on our website
• Your contact information and proof of ownership
• A statement of good faith belief that the use is not authorized

4. User Conduct and Prohibited Activities

When using our website, you agree to conduct yourself in a lawful and respectful manner. The following activities are strictly prohibited:

4.1 Illegal or Harmful Activities

• Violating any applicable local, national, or international laws
• Engaging in fraudulent or deceptive practices
• Attempting to gain unauthorized access to our systems
• Distributing malware, viruses, or harmful code
• Harassment, intimidation, or threatening behavior

4.2 Technical Violations

• Data mining, scraping, or automated content harvesting
• Overloading our servers with excessive requests
• Attempting to circumvent security measures
• Reverse engineering or decompiling our website
• Interfering with the proper functioning of our website

4.3 Content Violations

• Posting spam, promotional content, or advertisements
• Submitting false, misleading, or defamatory information
• Violating the privacy rights of others
• Infringing on intellectual property rights
• Distributing obscene, offensive, or inappropriate content

5. User-Generated Content

If you submit content to our website (comments, feedback, suggestions), you grant us:

• License: A non-exclusive, royalty-free license to use, modify, and display your content
• Responsibility: You retain responsibility for the accuracy and legality of your submissions
• Moderation: We reserve the right to review, edit, or remove user content at our discretion
• No Confidentiality: Submissions are not considered confidential unless explicitly agreed

6. Affiliate Relationships and Advertising

6.1 Affiliate Disclosures

CapitalScope.in participates in affiliate marketing programs, including but not limited to:

• Amazon Associates Program
• Financial services affiliate programs
• Educational platform partnerships
• Book and resource recommendations

6.2 Commission Structure

• No Additional Cost: Affiliate commissions do not increase your purchase price
• Editorial Independence: Commercial relationships do not influence our content
• Transparency: We clearly disclose affiliate relationships
• Value Focus: We only recommend products/services we believe offer genuine value

6.3 Third-Party Advertising

We may display advertisements from third-party networks. Advertisers are responsible for their ad content and linked websites.

7. Privacy and Data Collection

Your privacy is important to us. Our data collection and use practices are detailed in our Privacy Policy, which is incorporated into these Terms by reference.

7.1 Information We Collect

• Voluntarily provided information (email subscriptions, contact forms)
• Automatically collected data (analytics, cookies)
• Third-party service data (Google Analytics, social media)

7.2 Your Rights

• Access and correction of personal information
• Opt-out of marketing communications
• Cookie management and preferences
• Data deletion requests (subject to legal requirements)

8. Limitation of Liability

8.1 Specific Limitations

We are not liable for:

• Financial losses from investment decisions
• Missed opportunities or market timing issues
• Errors, omissions, or inaccuracies in content
• Technical issues, downtime, or data loss
• Third-party content or external website issues
• Unauthorized access to or alteration of your data

8.2 Maximum Liability

In any event, our total liability shall not exceed the amount you have paid us, if any, for accessing our website.

9. Indemnification

You agree to indemnify, defend, and hold harmless CapitalScope.in and its affiliates from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from:

• Your violation of these Terms and Conditions
• Your use of our website or content
• Your violation of any third-party rights
• Any content you submit to our website
• Your violation of applicable laws or regulations

10. Termination

10.1 Termination by Us

We reserve the right to terminate or suspend your access to our website at any time, without notice, for:

• Violation of these Terms and Conditions
• Illegal or harmful activities
• Abuse of our website or services
• At our sole discretion for any reason

10.2 Effect of Termination

Upon termination:

• Your right to use our website immediately ceases
• We may delete any content you have submitted
• Provisions regarding liability and indemnification survive
• You remain responsible for any accrued obligations

11. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes may be made to reflect:

• Changes in applicable laws or regulations
• Updates to our services or business practices
• Feedback from legal or compliance reviews
• Industry best practices and standards

11.1 Notice of Changes

• Updated Terms will be posted on this page
• The “Last Updated” date will be revised
• Significant changes may be communicated via email
• Continued use constitutes acceptance of changes

13. Miscellaneous Provisions

13.1 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

13.2 Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and CapitalScope.in.

13.3 No Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of such provision or any other provision.

13.4 Assignment

We may assign these Terms at any time. You may not assign your rights or obligations without our written consent.